/**
 * Risk Wisdom site-wide UI — inner pages, blog, newsletter, contact, mobile nav.
 * Palette: #12507a, #5d9cec, #7c7c7c, #f3f3f3, #0d0d0d, #fff (unchanged).
 */

/* ---- Readability (line-height only; color unchanged) ---- */

.riskwisdom-ui #wrapperpages p,
.riskwisdom-ui .blogpages p,
.riskwisdom-ui .wrapper100percent p,
.riskwisdom-ui .kc_text_block p,
.riskwisdom-ui .kc_text_block li,
.riskwisdom-ui #wrapperpages li,
.riskwisdom-ui .bottominner p {
	line-height: 1.75;
}

.riskwisdom-ui #wrapperpages h1,
.riskwisdom-ui #wrapperpages h2,
.riskwisdom-ui #wrapperpages h3,
.riskwisdom-ui .blogpages h2.blog-title a,
.riskwisdom-ui .headline {
	line-height: 1.3;
}

/* ---- Inner page headlines ---- */

.riskwisdom-ui #wrapperpages .mainheadlinewrapper .headline {
	position: relative;
}

.riskwisdom-ui #wrapperpages .mainheadline.text-center .headline::after {
	background: linear-gradient(to right, #12507a, #5d9cec);
	border-radius: 2px;
	content: "";
	display: block;
	height: 3px;
	margin: 16px auto 0;
	width: 48px;
}

.riskwisdom-ui #wrapperpages .mainheadline .subheadline {
	line-height: 1.75;
	margin-left: auto;
	margin-right: auto;
	max-width: 680px;
}

/* ---- KingComposer content blocks ---- */

.riskwisdom-ui #wrapperpages .boxshadow {
	border: 1px solid #eee;
	border-radius: 8px;
	box-shadow: 0 4px 18px rgba(0, 0, 0, 0.07);
	transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.riskwisdom-ui #wrapperpages .boxshadow:hover {
	box-shadow: 0 10px 28px rgba(18, 80, 122, 0.1);
	transform: translateY(-2px);
}

.riskwisdom-ui #wrapperpages .boxshadow h1,
.riskwisdom-ui #wrapperpages .boxshadow h2 {
	color: #12507a;
}

.riskwisdom-ui #wrapperpages .serviceone {
	padding: 20px 14px;
}

.riskwisdom-ui #wrapperpages .serviceone i {
	margin-bottom: 18px !important;
}

.riskwisdom-ui #wrapperpages .serviceone h2 {
	font-weight: 700;
	line-height: 1.35;
}

.riskwisdom-ui #wrapperpages .kc_button {
	border-radius: 4px;
	transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.riskwisdom-ui #wrapperpages .kc_button:hover {
	box-shadow: 0 6px 18px rgba(18, 80, 122, 0.2);
	transform: translateY(-2px);
}

/* ---- Page title banner ---- */

.riskwisdom-ui .singletitlebg h1,
.riskwisdom-ui .mainheadlinewrapperpage h1 {
	text-shadow: 0 2px 12px rgba(0, 0, 0, 0.15);
}

/* ---- Header contact strip ---- */

.riskwisdom-ui .top ul.topwidgets li .rightwidgettext {
	font-weight: 500;
	line-height: 1.45;
}

.riskwisdom-ui .top ul.topwidgets li .rightwidgettext span {
	font-weight: 600;
}

/* ---- Desktop menu ---- */

@media (min-width: 993px) {
	.riskwisdom-ui .navbar .nav > li > a:link,
	.riskwisdom-ui .navbar .nav > li > a:visited {
		font-weight: 600;
		letter-spacing: 0.02em;
	}
}

/* ---- Mobile header ---- */

@media (max-width: 992px) {
	.riskwisdom-ui .top .top2 .navbar-brand {
		display: none !important;
	}

	.riskwisdom-ui .top .top2 .widgets-style1 .widget {
		padding: 8px 0 !important;
	}

	.riskwisdom-ui .top .topwidgetswrapper ul.topwidgets {
		display: flex !important;
		flex-wrap: wrap;
		float: none !important;
		gap: 8px;
		margin-bottom: 8px !important;
	}

	.riskwisdom-ui .top .topwidgetswrapper .topwidgets li {
		align-items: flex-start;
		display: flex !important;
		flex: 1 1 calc(50% - 8px);
		float: none !important;
		margin-bottom: 0 !important;
		width: auto !important;
	}

	.riskwisdom-ui .top .topwidgetswrapper .topwidgets li:last-child {
		flex: 1 1 100%;
	}

	.riskwisdom-ui .top .topwidgetswrapper .topwidgets li i {
		font-size: 18px !important;
		margin: 2px 8px 0 0 !important;
		padding-right: 0 !important;
	}

	.riskwisdom-ui .rw-mobile-topbar {
		align-items: center;
		background: #fff;
		border-bottom: 1px solid #eee;
		display: flex;
		justify-content: center;
		padding: 10px 12px;
	}

	.riskwisdom-ui .headhesive-wrapper {
		position: sticky;
		top: 0;
		z-index: 1000;
	}

	/* Menu open: lift header above page content & overlay */
	body.riskwisdom-ui.rw-nav-open {
		overflow: hidden !important;
	}

	body.riskwisdom-ui.rw-nav-open header {
		position: relative;
		z-index: 1070 !important;
	}

	body.riskwisdom-ui.rw-nav-open .headhesive-wrapper {
		z-index: 1070 !important;
	}

	/* Page title banner jumps up when nav goes fixed — hide main content while menu is open */
	body.riskwisdom-ui.rw-nav-open #wrapperpages,
	body.riskwisdom-ui.rw-nav-open footer.bottom {
		pointer-events: none !important;
		visibility: hidden !important;
	}

	.riskwisdom-ui .headhesive .navbar-header {
		float: none !important;
		position: absolute;
		right: 12px;
		top: 50%;
		transform: translateY(-50%);
		z-index: 2;
	}

	.riskwisdom-ui .headhesive .navbarinner .container .row {
		min-height: 52px;
		position: relative;
	}

	.riskwisdom-ui .rw-mobile-topbar__logo img {
		max-height: 44px;
		max-width: 180px;
		width: auto;
	}

	.riskwisdom-ui .rw-mobile-topbar__logo span {
		color: #0d0d0d;
		font-size: 15px;
		font-weight: 700;
	}

	.riskwisdom-ui #toggle-icon2 {
		background: transparent;
		border: 1px solid #ddd;
		border-radius: 8px;
		height: 44px;
		margin: 0;
		width: 44px;
	}

	.riskwisdom-ui #toggle-icon2 span {
		background: #12507a !important;
		background-image: none !important;
		border-radius: 2px;
		display: block;
		height: 2px;
		margin: 6px auto;
		position: relative;
		width: 22px;
	}

	.riskwisdom-ui #toggle-icon2 span::before,
	.riskwisdom-ui #toggle-icon2 span::after {
		background: #12507a;
		border-radius: 2px;
		content: "";
		display: block;
		height: 2px;
		position: absolute;
		width: 22px;
	}

	.riskwisdom-ui #toggle-icon2 span::before { top: -7px; }
	.riskwisdom-ui #toggle-icon2 span::after { top: 7px; }

	.riskwisdom-ui #toggle-icon2.open2 span {
		background: transparent !important;
	}

	.riskwisdom-ui #toggle-icon2.open2 span::before {
		top: 0;
		transform: rotate(45deg);
	}

	.riskwisdom-ui #toggle-icon2.open2 span::after {
		top: 0;
		transform: rotate(-45deg);
	}

	.riskwisdom-ui .side-collapse:not(.in) {
		background: #fff !important;
		box-shadow: -6px 0 24px rgba(0, 0, 0, 0.15);
		bottom: 0 !important;
		height: 100% !important;
		left: auto !important;
		overflow-x: hidden;
		overflow-y: auto;
		position: fixed !important;
		right: 0 !important;
		top: 0 !important;
		width: min(86vw, 320px) !important;
		z-index: 1071 !important;
	}

	.riskwisdom-ui .side-collapse.in {
		overflow: hidden !important;
		pointer-events: none !important;
		visibility: hidden !important;
		width: 0 !important;
		z-index: -1 !important;
	}

	.riskwisdom-ui .side-collapse:not(.in) .menu__list a,
	.riskwisdom-ui .side-collapse:not(.in) .sub-menu a {
		color: #0d0d0d !important;
	}

	.riskwisdom-ui .side-collapse ul.menu__list {
		padding-top: 72px !important;
	}

	/* Menu open: full-screen overlay behind the white panel */
	.riskwisdom-ui .bodybackground.bodybackground-activated {
		z-index: 1050 !important;
	}

	.riskwisdom-ui .navbar.navbarclick {
		background: transparent !important;
		box-shadow: none !important;
		height: 0 !important;
		min-height: 0 !important;
		overflow: visible !important;
		pointer-events: none !important;
		z-index: 1072 !important;
	}

	/* Menu panel must receive clicks (parent navbar has pointer-events: none). */
	.riskwisdom-ui .navbar.navbarclick .side-collapse:not(.in),
	.riskwisdom-ui .navbar.navbarclick .side-collapse:not(.in) * {
		pointer-events: auto !important;
	}

	.riskwisdom-ui .navbar.navbarclick .side-collapse:not(.in) a {
		cursor: pointer !important;
	}

	.riskwisdom-ui .side-collapse li.menu-item-has-children > .sub-menu {
		display: none !important;
		float: none !important;
		left: auto !important;
		max-height: 0 !important;
		opacity: 0 !important;
		overflow: hidden !important;
		position: relative !important;
		top: auto !important;
		visibility: hidden !important;
		width: 100% !important;
	}

	.riskwisdom-ui .side-collapse li.menu-item-has-children.open > .sub-menu {
		display: block !important;
		max-height: 3000px !important;
		opacity: 1 !important;
		overflow: visible !important;
		visibility: visible !important;
	}

	.riskwisdom-ui .side-collapse li.menu-item-has-children > a::after {
		content: " ›";
		font-weight: 700;
	}

	.riskwisdom-ui .navbar.navbarclick .navbar-header,
	.riskwisdom-ui .navbar.navbarclick #toggle-icon2 {
		pointer-events: auto !important;
	}

	body.riskwisdom-ui.rw-nav-open .headhesive .navbar-header {
		position: fixed !important;
		right: 12px !important;
		top: 10px !important;
		transform: none !important;
		z-index: 1073 !important;
	}

	.riskwisdom-ui .navbar-collapse a {
		border-bottom: 1px solid #f3f3f3 !important;
		color: #0d0d0d !important;
		font-size: 15px !important;
		font-weight: 600 !important;
		margin: 0 !important;
		padding: 14px 18px !important;
	}

	.riskwisdom-ui .side-collapse .sub-menu a {
		font-size: 14px !important;
		font-weight: 500 !important;
		padding-left: 28px !important;
	}

	/* Menu open: hide header contact strip & page sidebar under overlay */
	body.riskwisdom-ui.rw-nav-open header .top,
	body.riskwisdom-ui.rw-nav-open .rw-mobile-topbar,
	body.riskwisdom-ui.rw-nav-open #wrapperpages .sidebar,
	body.riskwisdom-ui.rw-nav-open .rw-mobile-cta {
		opacity: 0 !important;
		pointer-events: none !important;
		visibility: hidden !important;
	}

	.bodybackground.bodybackground-activated ~ header .top,
	.bodybackground.bodybackground-activated ~ header .rw-mobile-topbar,
	.bodybackground.bodybackground-activated ~ #wrapperpages .sidebar {
		opacity: 0 !important;
		pointer-events: none !important;
		visibility: hidden !important;
	}
}

@media (min-width: 993px) {
	.riskwisdom-ui .rw-mobile-topbar {
		display: none;
	}
}

/* ---- Blog archive & listings ---- */

.riskwisdom-ui .blogpages .blogpost {
	background: #fff;
	border: 1px solid #eee;
	border-radius: 8px;
	box-shadow: 0 2px 14px rgba(0, 0, 0, 0.06);
	float: none;
	margin-bottom: 28px;
	overflow: hidden;
	padding: 0 0 20px;
	transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.riskwisdom-ui .blogpages .blogpost:hover {
	box-shadow: 0 10px 26px rgba(18, 80, 122, 0.1);
	transform: translateY(-3px);
}

.riskwisdom-ui .blogpages .blogpost .wrapper100percent {
	padding: 0 20px;
}

.riskwisdom-ui .blogpages h2.blog-title a {
	color: #0d0d0d;
	font-size: 20px;
	font-weight: 700;
	line-height: 1.35;
}

.riskwisdom-ui .blogpages img {
	border-radius: 8px 8px 0 0;
	margin-bottom: 16px;
}

.riskwisdom-ui ul.meta li.category a {
	background: #f3f3f3;
	border-radius: 999px;
	color: #12507a !important;
	display: inline-block;
	font-size: 11px !important;
	font-weight: 700;
	letter-spacing: 0.04em;
	padding: 4px 10px;
	text-transform: uppercase;
}

.riskwisdom-ui .button1.white.small a {
	background-color: #12507a !important;
	background-image: linear-gradient(to right, #12507a 0%, #5d9cec 51%, #12507a 100%) !important;
	border-radius: 4px;
	color: #fff !important;
	font-weight: 600;
	text-transform: uppercase;
}

/* ---- Single blog post ---- */

.riskwisdom-ui .blogpages article {
	background: #fff;
	border: 1px solid #eee;
	border-radius: 8px;
	box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
	padding: 24px;
}

.riskwisdom-ui .blogpages article .wrapper100percent p {
	line-height: 1.8;
}

/* ---- Newsletter archive ---- */

.riskwisdom-newsletter-archive .rw-newsletter-hero {
	background: linear-gradient(to right, #12507a 0%, #5d9cec 51%, #12507a 100%);
	background-size: 200% auto;
	border-radius: 8px;
	color: #fff;
	margin-bottom: 1.5rem;
	padding: 1.75rem 2rem;
}

.riskwisdom-newsletter-archive .rw-newsletter-hero__title {
	color: #fff;
	font-size: 1.5rem;
	font-weight: 700;
	margin: 0 0 0.5rem;
}

.riskwisdom-newsletter-archive .rw-newsletter-hero__text {
	color: #fff;
	line-height: 1.65;
	margin: 0;
	opacity: 0.92;
}

.riskwisdom-ui .rw-newsletter-grid {
	display: grid;
	gap: 1.25rem;
}

.riskwisdom-ui .rw-newsletter-card {
	background: #fff;
	border: 1px solid #eee;
	border-radius: 8px;
	box-shadow: 0 2px 14px rgba(0, 0, 0, 0.06);
	display: grid;
	grid-template-columns: 200px 1fr;
	overflow: hidden;
	transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.riskwisdom-ui .rw-newsletter-card:hover {
	box-shadow: 0 10px 26px rgba(18, 80, 122, 0.1);
	transform: translateY(-2px);
}

.riskwisdom-ui .rw-newsletter-card__media img {
	display: block;
	height: 100%;
	object-fit: cover;
	width: 100%;
}

.riskwisdom-ui .rw-newsletter-card__media--placeholder {
	align-items: center;
	background: #f3f3f3;
	display: flex;
	justify-content: center;
	min-height: 160px;
}

.riskwisdom-ui .rw-newsletter-card__badge {
	background: #12507a;
	border-radius: 999px;
	color: #fff;
	font-size: 12px;
	font-weight: 700;
	letter-spacing: 0.06em;
	padding: 6px 14px;
	text-transform: uppercase;
}

.riskwisdom-ui .rw-newsletter-card__body {
	padding: 1.25rem 1.5rem;
}

.riskwisdom-ui .rw-newsletter-card__meta {
	color: #7c7c7c;
	font-size: 13px;
	margin-bottom: 8px;
}

.riskwisdom-ui .rw-newsletter-card__pill {
	background: #f3f3f3;
	border-radius: 999px;
	color: #12507a;
	display: inline-block;
	font-size: 11px;
	font-weight: 700;
	letter-spacing: 0.04em;
	margin-right: 10px;
	padding: 3px 10px;
	text-transform: uppercase;
}

.riskwisdom-ui .rw-newsletter-card__title {
	font-size: 1.15rem;
	margin: 0 0 10px;
}

.riskwisdom-ui .rw-newsletter-card__title a {
	color: #0d0d0d;
	font-weight: 700;
	text-decoration: none;
}

.riskwisdom-ui .rw-newsletter-card__title a:hover {
	color: #12507a;
}

.riskwisdom-ui .rw-newsletter-card__excerpt {
	color: #7c7c7c;
	line-height: 1.65;
	margin: 0 0 12px;
}

.riskwisdom-ui .rw-newsletter-card__link {
	color: #12507a;
	font-weight: 700;
	text-decoration: none;
}

.riskwisdom-ui .rw-newsletter-card__link:hover {
	color: #5d9cec;
}

/* ---- Newsletter single ---- */

.riskwisdom-newsletter-single .blogpages article {
	background: #fff;
	border: 1px solid #eee;
	border-radius: 8px;
	box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
	padding: 2rem;
}

.riskwisdom-ui .rw-newsletter-back {
	color: #12507a;
	display: inline-block;
	font-weight: 700;
	margin-bottom: 1.25rem;
	text-decoration: none;
}

.riskwisdom-ui .rw-newsletter-back:hover {
	color: #5d9cec;
}

.riskwisdom-ui .rw-newsletter-prose p {
	line-height: 1.8;
}

.riskwisdom-ui .rw-newsletter-prose a {
	color: #12507a;
	font-weight: 600;
}

/* ---- Contact forms ---- */

.riskwisdom-ui .wpcf7-form label {
	color: #0d0d0d;
	font-weight: 600;
}

.riskwisdom-ui .wpcf7-form input[type="text"],
.riskwisdom-ui .wpcf7-form input[type="email"],
.riskwisdom-ui .wpcf7-form input[type="tel"],
.riskwisdom-ui .wpcf7-form select,
.riskwisdom-ui .wpcf7-form textarea {
	border: 1px solid #ddd !important;
	border-radius: 4px;
	padding: 10px 12px;
	transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.riskwisdom-ui .wpcf7-form input:focus,
.riskwisdom-ui .wpcf7-form select:focus,
.riskwisdom-ui .wpcf7-form textarea:focus {
	border-color: #12507a !important;
	box-shadow: 0 0 0 3px rgba(18, 80, 122, 0.12);
	outline: none;
}

.riskwisdom-ui .wpcf7-form input[type="submit"] {
	background-color: #12507a;
	background-image: linear-gradient(to right, #12507a 0%, #5d9cec 51%, #12507a 100%);
	border: none;
	border-radius: 4px;
	color: #fff;
	font-weight: 600;
	padding: 12px 26px;
	text-transform: uppercase;
}

/* ---- Sidebar & footer ---- */

.riskwisdom-ui .sidebar.widgets-style1 .widget-title,
.riskwisdom-ui .sidebar h3 {
	color: #12507a;
	font-size: 14px;
	font-weight: 700;
	letter-spacing: 0.05em;
	text-transform: uppercase;
}

.riskwisdom-ui .bottom .copyright p {
	font-size: 13px;
	line-height: 1.65;
}

/* ---- FAQ / accordion (theme toggles) ---- */

.riskwisdom-ui #wrapperpages .toggle,
.riskwisdom-ui #wrapperpages .accordion {
	border-radius: 4px;
}

/* ---- Responsive ---- */

@media (max-width: 991px) {
	.riskwisdom-ui .rw-newsletter-card {
		grid-template-columns: 1fr;
	}

	.riskwisdom-ui .blogpages article {
		padding: 18px;
	}
}

@media (max-width: 480px) {
	.riskwisdom-ui .top .topwidgetswrapper .topwidgets li {
		flex: 1 1 100%;
	}

	.riskwisdom-newsletter-archive .rw-newsletter-hero {
		padding: 1.25rem 1rem;
	}
}

/* ---- Shared buttons ---- */

.riskwisdom-ui .rw-btn {
	border-radius: 4px;
	display: inline-block;
	font-size: 14px;
	font-weight: 600;
	line-height: 1.2;
	padding: 12px 22px;
	text-decoration: none;
	transition: box-shadow 0.25s ease, transform 0.25s ease, opacity 0.25s ease;
}

.riskwisdom-ui .rw-btn--primary {
	background-color: #12507a;
	background-image: linear-gradient(to right, #12507a 0%, #5d9cec 51%, #12507a 100%);
	color: #fff !important;
}

.riskwisdom-ui .rw-btn--primary:hover {
	box-shadow: 0 6px 18px rgba(18, 80, 122, 0.25);
	transform: translateY(-2px);
}

.riskwisdom-ui .rw-btn--ghost {
	background: #fff;
	border: 1px solid #ddd;
	color: #12507a !important;
}

.riskwisdom-ui .rw-btn--ghost:hover {
	border-color: #12507a;
}

/* ---- Mobile sticky CTA ---- */

.riskwisdom-ui .rw-mobile-cta {
	background: #fff;
	border-top: 1px solid #eee;
	bottom: 0;
	box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.08);
	display: none;
	gap: 10px;
	grid-template-columns: 1fr 1fr;
	left: 0;
	padding: 10px 12px calc(10px + env(safe-area-inset-bottom, 0px));
	position: fixed;
	right: 0;
	z-index: 1002;
}

.riskwisdom-ui .rw-mobile-cta__btn {
	align-items: center;
	border-radius: 8px;
	display: flex;
	font-size: 14px;
	font-weight: 700;
	justify-content: center;
	padding: 12px 10px;
	text-align: center;
	text-decoration: none;
}

.riskwisdom-ui .rw-mobile-cta__btn--call {
	background: #f3f3f3;
	color: #12507a !important;
}

.riskwisdom-ui .rw-mobile-cta__btn--quote {
	background-color: #12507a;
	background-image: linear-gradient(to right, #12507a 0%, #5d9cec 51%, #12507a 100%);
	color: #fff !important;
}

@media (max-width: 992px) {
	.riskwisdom-ui .rw-mobile-cta {
		display: grid;
	}

	body.riskwisdom-ui {
		padding-bottom: 72px;
	}
}

/* ---- Navigation polish ---- */

.riskwisdom-ui .menu__list > li > a {
	text-transform: capitalize;
}

.riskwisdom-ui .menu-item-has-children > a {
	padding-right: 28px !important;
	position: relative;
}

.riskwisdom-ui .menu-item-has-children > a::after {
	color: #12507a;
	content: "›";
	font-size: 18px;
	line-height: 1;
	position: absolute;
	right: 12px;
	top: 50%;
	transform: translateY(-50%);
}

/* ---- Service page CTA ---- */

.riskwisdom-ui .rw-service-cta {
	clear: both;
	margin: 2.5rem 0 1rem;
	width: 100%;
}

.riskwisdom-ui .rw-service-cta__inner {
	background: linear-gradient(to right, #12507a 0%, #5d9cec 51%, #12507a 100%);
	background-size: 200% auto;
	border-radius: 8px;
	color: #fff;
	padding: 2rem;
	text-align: center;
}

.riskwisdom-ui .rw-service-cta__title {
	color: #fff;
	font-size: 1.5rem;
	font-weight: 700;
	margin: 0 0 0.75rem;
}

.riskwisdom-ui .rw-service-cta__text {
	color: #fff;
	line-height: 1.65;
	margin: 0 auto 1.25rem;
	max-width: 520px;
	opacity: 0.92;
}

.riskwisdom-ui .rw-service-cta__actions {
	display: flex;
	flex-wrap: wrap;
	gap: 12px;
	justify-content: center;
}

.riskwisdom-ui .rw-service-cta .rw-btn--primary {
	background: #fff;
	background-image: none;
	color: #12507a !important;
}

.riskwisdom-ui .rw-service-cta .rw-btn--ghost {
	background: transparent;
	border-color: rgba(255, 255, 255, 0.65);
	color: #fff !important;
}

/* ---- Contact trust strip ---- */

.riskwisdom-ui .rw-contact-trust {
	display: grid;
	gap: 12px;
	grid-template-columns: repeat(2, 1fr);
	margin-bottom: 1.75rem;
}

.riskwisdom-ui .rw-contact-trust__item {
	background: #fff;
	border: 1px solid #eee;
	border-radius: 8px;
	box-shadow: 0 2px 12px rgba(0, 0, 0, 0.05);
	padding: 14px 16px;
}

.riskwisdom-ui .rw-contact-trust__item strong {
	color: #12507a;
	display: block;
	font-size: 12px;
	letter-spacing: 0.05em;
	margin-bottom: 4px;
	text-transform: uppercase;
}

.riskwisdom-ui .rw-contact-trust__item span,
.riskwisdom-ui .rw-contact-trust__item a {
	color: #7c7c7c;
	font-size: 14px;
	line-height: 1.5;
	text-decoration: none;
}

.riskwisdom-ui .rw-contact-trust__item a:hover {
	color: #12507a;
}

/* ---- FAQ search ---- */

.riskwisdom-ui .rw-faq-search-wrap {
	margin: 0 0 1.5rem;
}

.riskwisdom-ui .rw-faq-search {
	border: 1px solid #ddd;
	border-radius: 8px;
	font-size: 15px;
	max-width: 480px;
	padding: 12px 16px;
	width: 100%;
}

.riskwisdom-ui .rw-faq-search:focus {
	border-color: #12507a;
	box-shadow: 0 0 0 3px rgba(18, 80, 122, 0.12);
	outline: none;
}

.riskwisdom-ui .kc_accordion_section {
	transition: opacity 0.2s ease;
}

.riskwisdom-ui .kc_accordion_section > .kc_accordion_header {
	border-radius: 6px;
	margin-bottom: 6px;
}

/* ---- Homepage blog view all ---- */

.riskwisdom-ui .rw-blog-view-all {
	margin: 1.5rem 0 2rem;
}

/* ---- 404 page ---- */

.riskwisdom-ui .rw-404 {
	padding: 4rem 0 5rem;
}

.riskwisdom-ui .rw-404__card {
	background: #fff;
	border: 1px solid #eee;
	border-radius: 8px;
	box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08);
	margin: 0 auto;
	max-width: 560px;
	padding: 2.5rem 2rem;
	text-align: center;
}

.riskwisdom-ui .rw-404__code {
	color: #12507a;
	font-size: 4rem;
	font-weight: 700;
	line-height: 1;
	margin: 0 0 0.5rem;
}

.riskwisdom-ui .rw-404__title {
	color: #0d0d0d;
	font-size: 1.75rem;
	margin: 0 0 0.75rem;
}

.riskwisdom-ui .rw-404__text {
	color: #7c7c7c;
	line-height: 1.65;
	margin: 0 0 1.5rem;
}

.riskwisdom-ui .rw-404__actions {
	display: flex;
	flex-wrap: wrap;
	gap: 12px;
	justify-content: center;
	margin-bottom: 1.5rem;
}

.riskwisdom-ui .rw-404__links {
	display: flex;
	flex-wrap: wrap;
	gap: 16px;
	justify-content: center;
	list-style: none;
	margin: 0;
	padding: 0;
}

.riskwisdom-ui .rw-404__links a {
	color: #12507a;
	font-weight: 600;
	text-decoration: none;
}

/* ---- Preloader & scroll-to-top ---- */

.riskwisdom-ui .preloader {
	transition: opacity 0.35s ease;
}

.riskwisdom-ui .scrollbutton a {
	background-color: #12507a !important;
	background-image: linear-gradient(to right, #12507a 0%, #5d9cec 51%, #12507a 100%) !important;
	border-radius: 50% !important;
	box-shadow: 0 4px 16px rgba(18, 80, 122, 0.3);
	height: 44px !important;
	line-height: 44px !important;
	transition: box-shadow 0.25s ease, transform 0.25s ease;
	width: 44px !important;
}

.riskwisdom-ui .scrollbutton a:hover {
	box-shadow: 0 8px 22px rgba(18, 80, 122, 0.35);
	transform: translateY(-3px);
}

.riskwisdom-ui .scrollbutton i {
	color: #fff !important;
}

/* ---- Footer mobile ---- */

@media (max-width: 767px) {
	.riskwisdom-ui footer.bottom {
		padding-bottom: calc(80px + env(safe-area-inset-bottom, 0px));
	}

	.riskwisdom-ui footer.bottom .col-sm-3 {
		margin-bottom: 24px;
	}

	.riskwisdom-ui .rw-contact-trust {
		grid-template-columns: 1fr;
	}

	.riskwisdom-ui .rw-service-cta__inner {
		padding: 1.5rem 1.25rem;
	}
}